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Welcome to a better way of life. Here, at Windham & Windsor Housing Trust, we care deeply about where you live, and how you live. Our mission, and our passion, is to provide permanently affordable housing solutions in Southeastern Vermont, through property management, homeowner education, low-cost loans and financial assistance, and advocacy. Let your journey home begin with us.

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“Buying a home is super overwhelming, and of course you’ve got your realtor, but it’s good to have somebody else to talk to. Everyone was super friendly, super easy to work with. I really can’t say enough good things about them.”

—Shaunna

“I am so grateful for the opportunities presented by WWHT, for their support of our community, and for making it better. I wish everyone could know about Windham & Windsor Housing Trust.”

—Dora

“Having this apartment matters for us because we can live our lives the way we want to. The fact that my son is able to have his own room, his own things — we’ve both gained a lot of independence.”

—Jessica

“I couldn’t be more pleased with Windham & Windsor Housing Trust to have the vision to move forward with [the Bellows Falls Garage], and be persistent because that’s a building that no one was ever going to touch and work with.”

—Robert

“[The Green Mountain Home Repair Program is] an extremely important resource for the community, and it’s particularly helpful for people who don’t have fantastic credit. If you can’t qualify for anything, you can’t fix your property…. We are just so grateful to WWHT for this program — it allowed us to stay in our home. We belong here, and we are very happy.”

—Gianna

“I’m so happy to have my own apartment — it was one of my goals. It’s good to have your own place, you can think more about life. If I need help, I know people are here for me. This is a good place for me.”

—Mike

News Feed

Mountain Towns Housing Project

What Shared Equity Really Means — and Why It Works

Shared equity homeownership is one of the most effective tools Vermont has for keeping homes affordable—now and for the next generation of buyers. But for many people, the concept feels unfamiliar. What does “shared equity” actually mean? Who does it help? And why has it become such a powerful pathway to stability in communities across our state? NeighborWorks Alliance of Vermont and Windham & Windsor Housing Trust have helped thousands of Vermonters use shared equity to build a secure foundation. Here’s how it works and why it matters. 1. Shared Equity Makes Homeownership Possible for...

Chalet Redevelopment Among the Senator Sanders Congressionally Delegated Funding Awardees

Brattleboro-- Earlier this month Senator Sanders announced the investments he and the congressional delegation are bringing to Vermont. We are pleased to share the Chalet Redevelopment was among the projects awarded funding. The Congressionally Directed Spending award secured by Senator Sanders through the Transportation-Housing and Urban Development subcommittee will enable WWHT to construct these homes in a faster, more cost efficient manner to more quickly meet the demand for permanently affordable housing in the region. "It is no secret that working people across the country are...

WWHT Team Joins Vermont Housing and Conservation Coalition Day

Montpelier- Ana Mejia, Homeownership Specialist and Marion Major, Outreach Coordinator joined the dozens of Vermont organizations and volunteer groups from across the state to talk with legislators about how VHCB funds make lasting impact in our communities. The Coalition is comprised of conservation and housing groups, organizations, and businesses across the state on the frontlines of Vermont’s most urgent challenges: workforce housing shortage, climate change, and affordability crisis. Since 2020 VHCB investments have supported •2,275 multi-family homes •4,530 households through...

Budgeting, Belonging, and Building Toward a Stable Future

Stability isn’t built overnight. It’s built through small decisions, small habits, and small moments of confidence that add up over time. For many Vermonters, financial stability begins long before buying a home. It starts with understanding their budget, strengthening their credit, and getting the support they need to plan for the future. Windham & Windsor Housing Trust helps people make those small steps possible. Here’s how our education and support programs empower Vermonters every day. 1. Budgeting That Meets People Where They Are A budget isn’t about rules; it’s about clarity. Our...

Letter from the Director: Community Matters

Elizabeth Bridgewater, Executive Director, Windham & Windsor Housing Trust At Windham & Windsor Housing Trust, we believe housing is about more than four walls and a roof. It is about creating places where people feel safe, connected, and supported. At the Snow Block in downtown Brattleboro, we are seeing what is possible when residents, staff, and community partners work together with intention. The Snow Block is home to a growing network of neighbors who are actively building community. With support from WWHT, residents have been participating in restorative circles facilitated in...
Bookshelf

Six Ways We Help Vermonters Build Housing Stability

Across Vermont, thousands of people are working toward greater stability—financially, emotionally, and within their homes. Windham & Windsor Housing Trust and NeighborWorks Alliance of Vermont exist to make that journey easier. Whether someone is buying their first home, repairing the one they have, or exploring shared equity options, our goal is the same: to help Vermonters build confidence, security, and long-term stability. Here are six ways Windham & Windsor Housing Trust and the NeighborWorks statewide network support Vermonters every day. 1. Clear Pathways into Affordable...

Thank You Sponsors

We’re so grateful to the philanthropic partners in the business community who help us further our mission through events, outreach, and community engagement. This year we hosted seven events across our region ranging from keynote speaker address at our annual meeting, to volunteer days, to creative community engagement events. Special thanks to our Cornerstone Sponsors Neagley & Chase Construction, Masoma Bank, and ReArch. Thanks to our Structure sponsors Savings Bank of Walpole, Servpro of Keene, Stewart Property Management

FHLBank Boston Awards Nearly $3m to Support 124 Affordable Housing Units in Vermont – Chalet redevelopment among awardees

Vermont Business Magazine Federal Home Loan Bank of Boston (FHLBank Boston) awarded $47 million in grants, loans, and interest-rate subsidies through its Affordable Housing Program to support 49 affordable housing initiatives in New England and beyond. These projects will create or preserve 1,532 rental and homeownership units for individuals and families earning up to 80% of the area median income. As part of this funding round, Vermont received nearly $3 million to fund 124 affordable housing units in Brandon, Brattleboro, Grand Isle, and Newport.    The grants and loans will be used for...

Central & Main Building Honored With Statewide Award For New Green Construction

Windsor, VT – Central & Main, a new 25-unit affordable housing development in downtown Windsor, has been recognized with a Best Builders Award by the Associated General Contractors of Vermont. The award was presented to project builder and AGC/VT member Neagley & Chase Construction at the organization’s annual awards ceremony on December 3 in Burlington. Central & Main won in the category of New Green Construction. Developed by Windham & Windsor Housing Trust in partnership with Evernorth, and designed by Duncan Wisniewski Architecture, Central & Main brings highly...

Hope Matters

Right now, our community is faced with extraordinary challenges. Across our region, too many of our neighbors are struggling to find — and keep — a safe, stable, and affordable place to call home. Rents have soared, vacancy rates are at historic lows, and families are being forced to make impossible choices between housing, food, and other essentials. In fact, well over half of the residents that participate in our SASH and SASH For All programs have reported food insecurities this year. And just when the need has never been greater, critical funding for programs that make affordable housing...

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Shared equity is one
Monday March 2nd, 2026

Shared equity is one of the most effective tools Vermont has for keeping homes affordable for generations.🏠

Our new blog breaks down how the model works and why it matters.

Read more: www.homemattershere.org/what-shared-equity-really-means-and-why-it-works/

#sharedequityvt #neighborworksvt #affordablehomeownership #downpaymentassistance
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One-bedroom, two-bed
Friday February 27th, 2026

One-bedroom, two-bedroom, and single room apartments available to rent now in Putney and Brattleboro!
These apartments are non-subsidized, prospective residents must have income to sustain rent or a housing voucher. If you have questions about income limits, something else, or want to apply, please reach out to Morgan at mgero@homemattershere.org printed applications are available at our office.

Would you like to receive notifications of apartment openings directly to your inbox? Sign up for notifications by selected town preference on our website here: www.homemattershere.org/how-to-apply/

Details for private room in shared living building 804 Western Ave, West Brattleboro “Birge Worden Housing”:
• Accessible first floor private room with shared kitchen and living space
• Rent: $474/month
• Includes: Heat, hot water, on-site laundry, parking for 1
• Upper income limit is 50% AMI ($36,300 for one individual annually)

Apartment Details for 25 Homestead Place, Brattleboro “Oak and Homestead Housing”:
• 1-Bedroom
• Rent: $1,025/month
• Includes: Heat, hot water, on-site laundry, parking for 1
• Upper income limit is 50% AMI ($36,300 for one individual annually, $41,500 for two-person household)

Apartment Details for The Victoria, 13 Canal “PE3 Housing”:
• 2-Bedroom (third floor)
• Rent: $1,102/month
• Includes: Heat, hot water, on-site laundry
• Upper income limit is 50% AMI ($41,500 for family of 2 annually, $46,650 for family of 3)
• This is a downtown building with no parking lot

Apartment Details for 27 Old Depot Rd, Putney “PE2 Housing”:
• 1-Bedroom (second floor)
• Rent: $1,066/month
• Includes: Heat, hot water, on-site laundry, parking for one
• Upper income limit is 60% AMI ($43,560 for one individual annually, $49,800)

Important Application Information:
When submitting your application, make sure it is fully completed, includes the property you're applying for, and all the supporting documentation for income and assets. For a complete application example and video tutorial visit our website: www.homemattershere.org/how-to-apply/

How to submit an application-
• Mail/walk in- 68 Birge Street Brattleboro, VT 05301
• Email- mgero@homemattershere.org
• Fax- 802-254-4656
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Education builds con
Monday February 23rd, 2026

Education builds confidence 💪
What’s one simple thing you do each day, week, or month to save money or stay on track with your budget? A tip, a habit, a mindset shift… big or small, they all count.
Our Homeownership Specialists can help you walk through your budget and find ways to not track your budget but build your credit at the same time. Sign up for March's class held in White River Junction at the Bugbee Senior Center and on zoom. Let's get started!
#NeighborWorksVT #FinancialWellness #homeownership #downpaymentassistance
www.homemattershere.org/how-to-buy-a-home/
📸- Megan and her sweet pup. @justinaltmanphotography
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Now accepting applic
Tuesday February 17th, 2026

Now accepting applications for Alice Holway Drive in Putney. New construction scheduled to complete in June. Find the listing here: www.homemattershere.org/properties-2/115-wwht-alice-holway-drive/
You can access paper applications at our office 68 Birge Street, Brattleboro, and at Putney Cares, Putney Town Office, Putney Food Shelf, The Sweet Spot Cafe (Putney), and the Putney Diner. Please watch the application tutorial linked on the listing site to ensure your application is complete.

What to expect:
• Income eligibility ranges are broad, don’t count yourself out! View the chart below. Eligibility goes up to 100% area median income, if your annual income falls under the 50% numbers ($36,300 for an individual in annual income), you qualify for the subsidized units. Beginning February 17th, please contact (802)254-6071 (this will be Brattleboro Housing Partnership as they administer voucher programs)
• 25 apartments all beginning leasing process. 1- and 2-bedroom apartments in two buildings. On-site laundry, community room, backyard space for outdoor gathering, walkable connection to downtown amenities, and direct access to public transportation.
• Non-subsidized units have rent set from $961-$1,539 /month
o All rents includes utilities: heat, hot water, electric, A/C
• Applications require: income verification, references, and background checks. Please watch this tutorial to make sure you’ve filled in everything necessary. Applications are processed first-come, first serve, only fully completed applications can be processed.
• Once you’re are approved and commit to moving in, we will ask for a $100 deposit within 48 hours of approval to secure your spot. This will go towards your security deposit once you move in.
• Construction is ongoing. The first building is set to complete in June, the second in July with immediate move-ins for approved applicants.

How to submit your application:
• Mail/walk in- 68 Birge Street Brattleboro, VT 05301
• Email- mgero@homemattershere.org
• Fax- 802-254-4656

There's a lot of interest, please give 24-48 hours for response time from leasing. Thank you!
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